How do I get a welcome bonus? Current Support Center
Bonus$50 or $400Earn $50 or $400 with eligible direct deposit. We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000.
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If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus. Cash bonus amount will be based on the total amount of Eligible Direct Deposit received within 25 calendar days of your first Eligible Direct Deposit of $1 or more. We rank the best bonuses based on the amount, requirements to earn the bonus, and account details and restrictions. We identified the 10 best checking accounts that are free to open and maintain.
Best Bank Bonuses Without Direct Deposit Requirements – July 2026
- Set up qualifying direct deposits of at least $1,000 a month for two consecutive months.
- You may have to meet certain requirements to qualify for bank bonuses.
- Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team.
- You can stack this offer with their personal checking account bonuses to earn a lot more!
- Bonus$50 or $400Earn $50 or $400 with eligible direct deposit.
- We identified the 10 best checking accounts that are free to open and maintain.
Queue bank promotions without direct deposit requirements! Get paid sooner Access your money up to 2 days sooner than payday with early paycheck. Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. Open a personal checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus.
New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. The best bank bonuses for you are ones that have requirements you’re comfortable with, including the amount of time you’ll have to keep your money in the account to earn the bonus. ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses One bank might deposit the funds in your new checking account, while another might send you a prepaid debit card or credit card with the amount loaded onto it.
Best checking account bonus offers
- Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account.
- The Personal Checking signup offer requires you to make purchases using the account’s card in order to earn the $200 bonus.
- ON THIS PAGEMore information about bank bonuses, checking account bonuses, and savings account bonuses
- If you currently have a Huntington Bank personal checking account, you’re listed on someone else’s account, or you closed a Huntington Bank checking account in the last six months, you can’t apply for this bonus.
- Available nationwide, HSBC is offering up to a whopping $5,000 in welcome bonuses when you open a new HSBC Premier checking account and complete qualifying activities.
- If you live in one of their geographic areas, this is an easy bonus for opening a business checking account that has no monthly fees.
You may have to meet certain requirements to qualify for bank bonuses. For example, if a bank offers a new checking account bonus of $150 but you don’t maintain the required minimum balance, you could incur a monthly fee. But before you take the plunge, it’s important to make sure you understand what bank promotions are and how they work to help you know if they are worth your while Any of our consumer checking accounts are eligible for this bonus offer. You must make at least $1,000 in deposits within 90 days of account opening1 Access 85,000+ surcharge-free ATMs nationwide including Publix Presto ATM locations!
Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. Once you have met all requirements, we will deposit the bonus into your new account within 30 calendar days. You must open a new, eligible checking account and make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment. Make $1,000 or more in qualifying direct deposits within the first 90 days of offer enrollment.
What are bank promotions and bonus offers?
Available in select midwestern states, Central Bank of the Midwest is offering a $500 welcome bonus when you open a new business checking account and maintain a minimum balance. Available to residents within their footprint, First Commonwealth Bank is offering a $200 welcome bonus when you open a new personal checking account and set up direct deposit. Available leprezone casino to Arizona residents, OneAZ is offering a $350 welcome bonus when you open a new personal checking account and use your debit card. If you live in one of their geographic areas, this is an easy bonus for opening a business checking account that has no monthly fees. CitiBusiness if offering up to $2,000 when you open a new business checking account in-branch and make a minimum deposit within 30 days.
We want to help you make personal finance decisions with confidence by providing you with free interactive tools, helpful data points, and by publishing original and objective content. The right bank promotions without direct deposit are out there for you. Usually, you have to dig through a bank’s website to find bonuses, but we launched BankBonus.com to make it easy to find the best bank bonuses in one place. Plus, if you’re new to bank promotions, your head may spin for a bit trying to learn the nuances, requirements, and pitfalls.
Read the promotion details above to understand all the rules and requirements to earn the checking account bonus, including a super steep minimum transfer amount that may not be worthwhile. A previous bonus offered new checking customers the opportunity to earn a $200 Chase checking account bonus by opening a Chase Total Checking® account and meeting requirements. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. You can find the best opportunities available by checking out our list of the best bank bonuses and promotions, updated monthly. The best bank promotions offer a significant cash bonus in exchange for signing up for a new account with no fees or easily avoided fees.
